• CIMB Platinum MasterCard

10% Cash Rebate On Travel

 

There are many reasons to travel. So whether you are planning a short trip across the border for work or a grand tour of Europe, CIMB Platinum MasterCard now rewards you with a 10% cash rebate when you purchase your tickets and hotel stays.

10% Cash Rebate On Health, Beauty & Wellness

 

They say that health is wealth. And with CIMB Platinum MasterCard now rewarding you for spending on your health, beauty & wellness with a 10% cash rebate, there are more reasons to stay healthy!

0% Admin Fee On Foreign Currency Transactions

 

The rewards just don’t stop coming with CIMB Platinum MasterCard. With 0% administrative fee on all foreign currency transactions, shopping online and overseas are now more affordable than ever!

Cross-Border CIMB Bank Regional Deals

 

Whether you are shopping in Singapore, eating through Malaysia or having a staycation in Indonesia or Thailand, let your CIMB Platinum MasterCard pamper you with discounts at over 600 merchants.

Additional Features

Unlimited 0.2% Cash Rebate

  • Get unlimited 0.2% cash rebate on all other spend with your CIMB Platinum MasterCard, at no minimum spend or monthly cap!

Member For Life, With No Annual Fee

  • Experience the convenience and freedom of owning a CIMB Credit Card with no annual fees for the Principal Cardmember, ever.

Neverending Rewards & Benefits

  • Enjoy complimentary airport transfers with your CIMB Platinum MasterCard. Terms and conditions apply.

Flexi-Payment With CIMB 0% i.Pay Plan

  • Keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 20 months.

Share The Benefits

  • The best things in life should be shared! Apply for up to 4 supplementary cards and your family can enjoy the benefits that you do. Apply now to get the first-year annual fee waived on 2 supplementary cards.

Personal Identification Number (PIN)

  • For your convenience, you can withdraw cash from ATMs at CIMB Bank Branches in Singapore or at any MasterCard / Cirrus or Visa / Plus ATMs overseas. All just by requesting a PIN from us.

Annual Income

  • Singaporean and Singapore PR: S$30,000
  • Foreigner: S$48,000
  • Singaporean and Singapore PR, aged 55 years and above: S$15,000
  • Applicants who do not meet the minimum income requirement can submit a minimum Fixed Deposit Collateral of S$10,000.

Minimum Age

  • Principal: 21 years old
  • Supplementary: 18 years old

Documents Required (Non-returnable)

  1. A photocopy of NRIC (both sides) for both Principal and Supplementary card applicants OR a photocopy of valid passport for Supplementary card applicants (Foreigner). For Foreigners, a photocopy of Passport AND Employment Pass (valid for at least 9 months) AND Proof of Residence (i.e. telecom bill, utility bill etc); and
  2. For salaried employee - Latest Computerised Payslip OR CPF Contribution, History Statement (For last 12 months) OR Latest Income Tax Notice of Assessment AND CPF Contribution History Statement (For past 12 months) OR Latest Computerised Payslip.
  3. For self employed - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).
  4. For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (for past 12 months).
Product Name CIMB Credit Card / CashLite
Interest free period 23 days from statement date if bills are paid in full by the payment due date each month and there is no balance carried forward from the previous statement.
Interest on purchases (where applicable) CIMB Visa Infinite / Signature and CIMB World / Platinum MasterCard

2.075% per month (effective interest rate 24.9% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 24.9% when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.

CIMB Classic MasterCard

2.25% per month (effective interest rate 27% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 27% p.a. when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.
Interest on cash advances 2.333% per month (effective interest rate 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
Minimum monthly payment CIMB Credit Cards

3% of the outstanding balance or S$50, whichever is higher, plus any outstanding overdue amount from the previous statement.

CIMB CashLite

Monthly instalment payable must be paid in full together with any outstanding overdue amount from the previous statement. The monthly instalments mentioned above does not apply to minimum payment provisions applicable to normal credit card transactions. If any monthly instalments becomes overdue, interest and late payment charges will be levied on such overdue instalment as well as other overdue amounts in your CIMB Credit Card account in accordance with the Cardmember’s agreement.
Late payment charges S$60 if (i) full payment of the outstanding balance (where the outstanding balance is S$50 or less) is not received by the payment due date; or (ii) if the minimum payment (where the outstanding balance exceeds S$50) specified in the statement is not received by the payment due date.
Annual membership fee Nil
Cash advance fee 6% of the amount withdrawn (minimum charge of S$15).
Early Termination Fee CIMB CashLite

3% of outstanding principal amount or $250, whichever is higher
Fees for foreign currency transactions CIMB World / Platinum / Classic MasterCard

Cross border fee of 0.8% is a service charge levied by MasterCard for transactions made outside of Singapore / with merchants outside of Singapore.

Currency conversion assessment of 0.2% is a service charge levied by MasterCard for transactions in foreign currencies.

Administrative fee of 1.4% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (waived for CIMB Platinum MasterCard from 18 Jan 2016).

CIMB Visa Infinite / Signature

Cross border fee of 1% is levied by Visa for transactions made outside of Singapore/with merchants outside of Singapore in foreign currencies.

Cross border fee of 0.8% is levied by Visa for transactions made outside of Singapore / with merchants outside of Singapore in SGD currency.

Administrative fee of 1.4% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (waived for CIMB Visa Signature from 18 Jan 2016).
Dynamic currency conversion fee 0.8%
Payment hierarchy All payments that are received will be first applied to the outstanding balance that attracts the highest interest rate, and then to the next highest interest bearing balance, and so on.
Lost / Stolen Card Liability S$100 (For details, refer to clause 9 of ABS Guide on 'What You Should Know About Credit Cards' by clicking here.
There may be circumstance in which you have to pay other fees. Please refer to the CIMB Credit Cards Cardmember's Agreement for the full list of terms and conditions.

For all Terms & Conditions governing the CIMB Platinum MasterCard, you can learn more by clicking on the links below:

 

 

Get In Touch
Platinum MasterCard Hotline
+65 6438 1118

sg.cardcentre@cimb.com