• CIMB World MasterCard

Privileges On The Green

 

Tee-off on a wide selection of prestigious golf courses across Singapore, Malaysia, Indonesia, Thailand, Cambodia, Philippines and Vietnam without having to pay green fees! Scroll down for a list of participating clubs.

Unlimited Cash Rebates

 

Be rewarded with 1% cash rebate when you spend with us, locally and overseas, at no cap!

Cross-Border CIMB Bank Smart Rewards

With discounts at over 1,000 dining, retail and lifestyle outlets throughout ASEAN, it has never been more rewarding to be a CIMB Credit Cardmember.

Free For Life

 

As a Principal CIMB Credit Cardmember, you will enjoy no annual or joining fees - for life.

Additional Features

Mouthwatering Offers

  • Whet your appetite with generous discounts of up to 50% off, for parties of 2 to 10 people, at irresistible gourmet dining outlets islandwide. Scroll down for full restaurant listings and offers.

Accepted Worldwide

  • Accepted at over 20 million establishments around the world, the CIMB World MasterCard is your perfect companion anywhere in the world.

Flexi-Payment With CIMB 0% i.Pay Plan

  • Keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 20 months.

Share The Benefits

  • The best things in life should be shared! Apply for up to 4 supplementary cards and your family can enjoy the benefits that you do. Apply now to get the first-year annual fee waived on 2 supplementary cards.

Complimentary Travel Insurance

  • Charge your full travel fares to your CIMB World MasterCard, and automatically get travel insurance for you and your family. You will even get covered for little travel inconveniences like baggage delays and missed flights. Click here for details.

Personal Identification Number (PIN)

  • For your convenience, you can withdraw cash from ATMs at CIMB Bank Branches in Singapore or at any MasterCard / Cirrus or Visa / Plus ATMs overseas. All just by requesting a PIN from us.

Dining Privileges*

Enjoy up to 50% discount on exclusive fine dining privileges when you use your CIMB World MasterCard at the following participating hotel partners below:

Offer Details:

  • 2 Diners - 50% Discount
  • 3 Diners - 33% Discount
  • 4 Diners - 25% Discount
  • 5 to 10 Diners - 20% Discount

 

Carlton City Hotel Singapore

1 Gopeng Street
Tel: +65 6632 8922

  • Plate, Level 3

 

Mandarin Gallery

333A Orchard Road #04-01/31
Tel: +65 6836 3333

  • Lawry's The Prime Rib Singapore

 

Holiday Inn Singapore Atrium

317 Outram Road Level 4
Tel: +65 6731 7173

  • Xin Cuisine Chinese Restaurant

La Nonna

26 / 26B Lorong Mambong
Tel: +65 6468 1982

76 Namly Place
Tel: +65 6762 1587

District 10 Bar & Restaurant

UE Square Shopping Mall
#01-15/16/17
Tel: +65 6738 4788

3D River Valley Road
#01-11
Tel: +65 6336 8189

The Star Vista
#01-42/K3
Tel: +65 6694 2884

 

Senso Ristorante & Bar

21 Club Street
Tel: +65 6224 3534

Spizza

29 Club Street
Tel: +65 6224 2525

Balmoral Plaza
#01-09
Tel: +65 6333 8148

269 Jalan Kayu
Tel: +65 6481 2453

217 East Coast Road
#01-01 Tides
Tel: +65 6440 8300

Capitol Piazza
#B2-52
Tel: +65 6702 1835

Golfing Privileges^

Tee-off at these prominent golf courses without having to pay any green fees. Terms & Conditions apply.

Singapore

  • Jurong Country Club
  • Keppel Club
  • Orchid Country Club
  • Raffles Country Club
  • Sembawang Country Club
  • Warren Golf & Country Club

Indonesia

  • Bandung Giri Gahana Golf & Resort
  • Bintan Lagoon Resort
  • Cengkareng Golf Club
  • Imperial Klub Golf
  • Jagorawi Golf & Country Club
  • Klub Golf Bogor Raya
  • Nirwana Bali Golf Club
  • Padang Golf Modern
  • Rancamaya Golf & Country Club
  • Riverside Golf Club

Malaysia

  • A Famosa Golf & Country Club
  • Bukit Kemuning Golf & Country Resort
  • Eastwood Valley Golf & Country Club
  • Glenmarie Golf & Country Club
  • Impian Emas Golf & Country Club
  • Kelab Rahman Putra Malaysia
  • Labuan International Golf Club
  • Nilai Springs Golf & Country Club
  • Orna Golf & Country Club
  • Palm Garden Golf Club
  • Penang Golf Club
  • Penang Golf Resort
  • Ponderosa Golf & Country Club
  • Pulai Springs Resort
  • The Legends Golf & Country Resort
  • Tiara Melaka Golf & Country Club
  • Tropicana Golf & Country Resort

Thailand

  • Santiburi Country Club Chiang Ria
  • Santiburi Samui Country Club
  • Singha Park Golf Club Khon Kaen

Cambodia

  • Angkor Golf Resort

Philippines

  • Sherwood Hills Golf & Country Club
  • The Riviera Golf Club

Vietnam

  • Laguna Lang Lo
  • Sky Lake Resort and Golf Club

^ Promotion valid until 31 December 2016, unless otherwise stated. • For participating golf clubs in Cambodia, Philippines and Vietnam, the programme is valid until 31 August 2016. • Minimum golfer requirement per flight applies as per stipulated by the respective golf club(s). • Principal CIMB World MasterCard Cardmembers are entitled to complimentary green fees at all golf courses as listed above. • Supplementary CIMB World MasterCard Cardmembers are entitled to complimentary green fees at the golf courses as listed in Malaysia only. • Booking must be made 7 days in advance but not more than 14 days ahead. • Principal CIMB World MasterCard holders are entitled to book and play for a maximum of 4 times a year at each specified golf course as listed above. • For local cardholders booking at local golf courses, Cardmembers cannot book the next golf game until the current booked game has been played. • For booking of golf courses overseas, Cardmembers are allowed to book up to a maximum of 2 golf games at anytime until the current game(s) booked have been played. • Bookings are subject to availability and confirmation by the respective golf course(s). • Other terms and conditions apply: Effective 1 April 2016, golf reservations will be given priority to Singapore Principal Cardmembers who have maintained a minimum of S$2,000 (in retail spend and/or balances that have been brought forward from the previous statement) in either of their recent past 2 months’ credit card statements. Click here for full terms and conditions.

For reservation of flights, please call our CIMB Privileges Reservations at +65 6438 1118 (Mondays to Fridays, 9am to 5pm excluding public holidays).

Annual Income

  • Singaporean, PR and Foreigner: S$120,000
  • Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000

Minimum Age

  • Principal: 21 years old
  • Supplementary: 18 years old

Documents Required (Non-returnable)

  1. A photocopy of NRIC (both sides) for both Principal and Supplementary card applicants OR a photocopy of valid passport for Supplementary card applicants (Foreigner). For Foreigners, a photocopy of Passport AND Employment Pass (valid for at least 9 months) AND Proof of Residence (i.e. telecom bill, utility bill etc); and
  2. For Salaried Employee - Latest Computerised Payslip OR Latest Income Tax Notice of Assessment AND Latest Computerised Payslip.
  3. For self employed - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).
  4. For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (for past 12 months).
Product Name CIMB Credit Card / CashLite
Interest free period 23 days from statement date if bills are paid in full by the payment due date each month and there is no balance carried forward from the previous statement.
Interest on purchases (where applicable) CIMB Visa Infinite / Signature and CIMB World / Platinum MasterCard

2.125% per month (effective interest rate 25.5% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 25.5% when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.

CIMB Classic MasterCard

2.25% per month (effective interest rate 27% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 27% p.a. when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.
Interest on cash advances 2.333% per month (effective interest rate 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
Minimum monthly payment CIMB Credit Cards

3% of the outstanding balance or S$50, whichever is higher, plus any outstanding overdue amount from the previous statement.

CIMB CashLite

Monthly instalment payable must be paid in full together with any outstanding overdue amount from the previous statement. The monthly instalments mentioned above does not apply to minimum payment provisions applicable to normal credit card transactions. If any monthly instalments becomes overdue, interest and late payment charges will be levied on such overdue instalment as well as other overdue amounts in your CIMB Credit Card account in accordance with the Cardmember’s agreement.
Late payment charges S$80 if (i) full payment of the outstanding balance (where the outstanding balance is S$50 or less) is not received by the payment due date; or (ii) if the minimum payment (where the outstanding balance exceeds S$50) specified in the statement is not received by the payment due date.
Annual membership fee Principal Cardmember: Nil
Supplementary Cardmember: S$75 per annum (N/A for Classic MasterCard)
1st year annual fee waiver for up to 2 supplementary cards.
Cash advance fee 6% of the amount withdrawn (minimum charge of S$15).
Early Termination Fee CIMB CashLite

3% of outstanding principal amount or $250, whichever is higher
Fees for foreign currency transactions CIMB World / Platinum / Classic MasterCard

Cross border fee of 0.8% is a service charge levied by MasterCard for transactions made outside of Singapore / with merchants outside of Singapore.

Currency conversion assessment of 0.2% is a service charge levied by MasterCard for transactions in foreign currencies.

Administrative fee of 1.4% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (waived for CIMB Platinum MasterCard from 18 Jan 2016).

CIMB Visa Infinite / Signature

Cross border fee of 1% is levied by Visa for transactions made outside of Singapore/with merchants outside of Singapore in foreign currencies.

Cross border fee of 0.8% is levied by Visa for transactions made outside of Singapore / with merchants outside of Singapore in SGD currency.

Administrative fee of 1.4% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (waived for CIMB Visa Signature from 18 Jan 2016).
Dynamic currency conversion fee 0.8%
Fees Charged for Accounts In Excess of Approved Limit
 
For each occasion that the credit limit is exceeded, S$50 or 5% of the excess amount, whichever is higher.
 
Replacement Card
 
S$20 per card.
 
Unsuccessful Payment Service Charge
 
S$40 for any returned cheque and S$10 for any rejected Interbank Giro payment.
 
Request for Card Statement
 
S$5 per monthly statement. For retrieval of statements that are more than 3 months old, a fee of S$10 per copy applies. 
Request for Sales Draft
 
S$5 per copy. 
Payment hierarchy All payments that are received will be first applied to the outstanding balance that attracts the highest interest rate, and then to the next highest interest bearing balance, and so on.
Lost / Stolen Card Liability S$100 (For details, refer to clause 9 of ABS Guide on 'What You Should Know About Credit Cards' by clicking here.
There may be circumstance in which you have to pay other fees. Please refer to the CIMB Credit Cards Cardmember's Agreement for the full list of terms and conditions.

* Click here to see the Terms & Conditions for CIMB World MasterCard's dining privileges.

For all other Terms & Conditions governing the CIMB World MasterCard, you can learn more by clicking on the links below:

 

 

Get In Touch
World MasterCard Hotline
+65 6438 1118

sg.cardcentre@cimb.com