• CIMB Why Wait Fixed Deposit-i Account



CIMB Why Wait Fixed Deposit-i account is a Shariah-compliant Fixed Deposit product using the Shariah concept of Murabahah (mark-up) to facilitate the deposit-taking activity from you to the bank.

Attractive Profit Rates*


Save fixed amounts of money in SGD over fixed periods to enjoy fixed profit rates.

Cash Upfront


With a CIMB Why Wait Fixed Deposit-i Account, you do not need to wait for your deposit to mature. You can collect your returns in the form of profit, upfront.

Affordable Initial Deposits


Start growing your money at any time, with a low initial deposit of S$1,000.

Earn up to 1.15% p.a. for 6 months and up to 1.25% p.a. for 12 months when you make a placement now. Terms and conditions apply for both CIMB SGD 6-Month Why Wait Fixed Deposit-i Promotion and CIMB SGD 12-Month Why Wait Fixed Deposit-i Promotion. Valid from 1 June 2017- 15 July 2017. 

Minimum Age

  • 18 years old
  • Applicants below the age of 18 years old may open a CIMB Why Wait Fixed Deposit-i Account with a parent/legal guardian who is at least 18 years old.

Minimum Initial Deposit

  • S$1,000
  • S$5,000 for 1 or 2-month tenures

Document(s) Required

  • For Singaporeans/PRs and Malaysians - NRIC
  • For Foreigners - Passport and proof of residential address. Other documents (if any): Employment Pass, Work Permit, Dependant's Pass, Student Pass.

* With a CIMB Why Wait Fixed Deposit-i account, you will also receive a CIMB StarSaver-i account with no initial deposit required. CIMB StarSaver-i is a Shariah-compliant deposit product using the Shariah concept of Wadiah Yad Dhamanah (guaranteed safe-keeping) where you deposit your monies with the bank for safe-keeping purposes. The deposits collected will be managed in accordance with Shariah. You will enjoy the benefits of no fall-below fee and receive potential returns in the form of historical hibah on your CIMB StarSaver-i account.

Terms & Conditions apply. Click here to view the Terms & Conditions governing the Operations of Deposits Accounts.


Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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