• CIMB 0% i.Pay Plan

Interest-Free Shopping


We have got your best interest in mind. So if you feel like pampering yourself with a new bag or short getaway, you can now get everything you have always wanted, interest-free.

Continue Earning Your Cash Rebate

You deserve to have everything you want. And now you can. With the CIMB 0% i.Pay Plan you can save on interest while earning cash rebates.

Flexible Repayment Tenures

Lessen the burden of your purchases by dividing the repayments over 5, 10 or 20 months. Just pay a one-time processing fee and no interest at all. With the CIMB 0% i.Pay Plan, it pays to plan.

Table below is for illustration purposes only. A one-time processing fee of 3% of transaction amount applies for 5 or 10 month tenures and 5% of transaction amount applies for 20 month tenure.

Item Air Ticket to Tokyo
(Worth S$650)
Designer Handbag
(Worth S$1,500)
(Worth S$3,600)
Instalment Tenure 5 Months 10 Months 20 Months
One-Time Processing Fee S$19.50 (based on 3% of transaction amount) S$45 (based on 3% of transaction amount) S$180 (based on 5% of transaction amount)
Monthly Instalment S$130 S$150 S$180

Enjoy interest-free instalments when you spread your transactions over 5, 10 or 20 months. See how easy it is to convert your transactions to the CIMB 0% i.Pay Plan in just 2 easy steps below:

Step 1 - Review Your Existing Transactions

Select the transactions that you would like to convert into the CIMB 0% i.Pay Plan.

Step 2 - Call Our Card Centre

Call our Card Centre at +65 6333 6666 to convert to the CIMB 0% i.Pay Plan.

  1. Applicable for retail transaction of S$500 and above in a single transaction charged to CIMB Credit Card on a 5 or 10 months instalment tenure; and retail transactions of S$1,000 and above in a single transaction charged to CIMB Credit Card on 20 months instalment tenure.

  2. Applicable to all CIMB Credit Cards except CIMB Classic MasterCard.

  3. One-time processing fee of 3% for a 5-month instalment plan (12% Effective Interest Rate p.a.), 3% for a 10-month instalment plan (6.55% Effective Interest Rate p.a.) or 5% for a 20-month instalment plan (5.71% Effective Interest Rate p.a.) will be charged in full within the first instalment and is non-refundable.

  4. Not applicable for cash advances, fee or interest-related transactions and such other transactions as CIMB may determine in its absolute discretion.

  5. Maximum amount for CIMB 0% i.Pay Plan conversion is S$30,000 per transaction.

  6. Waiver of 3% processing fees for 5 or 10 months tenure is applicable to selected preferred partners only and is valid till 31 December 2017. Please call (65) 6333 6666 for more details.

  7. The iPP monthly instalment shall enjoy the existing rebates that CIMB Credit Cards (except CIMB Classic MasterCard) currently offer. Each CIMB Credit Card has its respective rebate program. Please refer to www.cimbbank.com.sg/creditcards for more information.

  8. All other terms and conditions applicable to and governing the use of CIMB Credit Cards will continue to apply with full force and effect.

    For the full terms and conditions, please click here.


Beauty & Wellness

  • Adeva Spa
  • Bella Skin Care
  • Beyond Beauty
  • Body Contour Premier
  • CitiSpa
  • DERMACARE Aesthetic & Laser Clinic
  • Dorra Slimming
  • Elements Wellness
  • FIL
  • Jean Yip
  • Jonsson Protein Healthy Hair Growth
  • Little 2 Bosses
  • London Weight Management
  • LPG Endermospa
  • Mary Chia
  • Marie France Bodyline
  • Masego The Safari Spa
  • New York Skin Solutions
  • Oriental Hair Solutions
  • Passage New York
  • Physiomed
  • RN Spa
  • Shakura Pigmentation Beauty
  • Shinagawa Eye Centre
  • Shine Studio
  • Spa Club At Beach Road
  • Spa Infinity
  • Spa Symphony
  • Spa Rael
  • Spa Rael at ONE15 Marina Club
  • Svenson Hair Centre
  • The Aesthetics Medical Clinic
  • The Spa by The Ultimate
  • The Ultimate
  • Victoria Facelift
  • W Eye Clinic
  • Uber-Aesthetic Clinic
  • Urban Homme
  • Yun Nam Hair Care

Home Furnishings

  • Merge Living
  • Molecule
  • Sealy

Jewellery &  Watches

  • Girard-Perregaux Boutique
  • Hublot Boutique
  • Joyalukkas Jewellery
  • L’Atelier by The Hour Glass
  • Malmaison by The Hour Glass
  • Paragon Grey by The Hour Glass
  • Rolex Boutique
  • TAKA Jewellery
  • The Hour Glass Boutiques
  • TianPo Jewellery
  • Ulysse Nardin Boutique
  • Watches of Switzerland


  • Asia Global Vacations
  • Chan Brothers Travel
  • Chan’s World Holidays
Get In Touch
i.Pay Plan Hotline
+65 6333 6666