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Personal Banking > Cards > CIMB 0% i.Pay Plan
CIMB 0% i.Pay Plan
 

 

 



Enjoy interest-free instalments when you spread payment of your transactions over 5, 10, 20 months, for a small processing fee*. What’s more, you can still continue to keep your cash rebate.

Example of how you can take advantage of the CIMB 0% i.Pay.Plan:
  Air ticket to Tokyo
(worth S$650)
Designer Handbag
(worth S$1,500)
55" Smart LED TV
(worth S$3,600)
Instalment Tenure 5 months 10 months 20 months
One-time Processing Fee S$19.50 (based on 3% of transaction amount) S$45 (based on 3% of transaction amount) S$180 (based on 5% of transaction amount)
Monthly Instalment S$130 S$150 S$180

Table is for illustration purposes only. A one-time processing fee of 3% of transaction amount applies for 5 or 10 month tenures and 5% of transaction amount applies for 20 month tenure.

Simply convert your transactions in 2 easy steps:
1. Call (65) 6438 1118
2. Select transaction(s) to convert into CIMB 0% i.Pay Plan
 

Terms and conditions:
  • Applicable for retail transaction of S$500 and above in a single transaction charged to CIMB Credit Card on a 5 or 10 months instalment tenure; and retail transactions of S$1,000 and above in a single transaction charged to CIMB Credit Card on 20 months instalment tenure.
  • Applicable to all CIMB Credit Cards except CIMB Classic MasterCard.
  • One-time processing fee of 3% for a 5-month instalment plan (12% Effective Interest Rate p.a.), 3% for a 10-month instalment plan (6.55% Effective Interest Rate p.a.) or 5% for a 20-month instalment plan (5.71% Effective Interest Rate p.a.) will be charged in full within the first instalment and is non-refundable.
  • Not applicable for cash advances, fee or interest-related transactions and such other transactions as 
  • CIMB may determine in its absolute discretion.
  • Maximum amount for CIMB 0% i.Pay Plan conversion is S$30,000 per transaction.
  • Waiver of 3% processing fees for 5 or 10 months tenure is applicable to selected preferred partners and overseas transactions only and is valid till 31 December 2015.
  • CIMB Visa Infinite Cardmembers enjoy a cash rebate of 1% on local and 2% on overseas and travel-related spend. The 2% cash rebate is eligible with a minimum monthly account spend of S$2,000 and travel-related spend includes hotels, airlines and travel agencies only. CIMB World MasterCard Cardmembers enjoy a cash rebate of 1% on local and overseas spend, CIMB Visa Signature Cardmembers enjoy a cash rebate of 0.5% on local and overseas spend and CIMB Platinum MasterCard Cardmembers enjoy a cash rebate of 0.5% on local and 1% on overseas spend.
  • Other Terms & Conditions apply. Click here to view the full Terms & Conditions.
 
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» Important Notice for CIMB Platinum MasterCard Cardmembers
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