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Freedom For Life, With No Annual Fees
Experience year after year of financial freedom – without joining or annual fees, ever.
Credit Limit
The CIMB CLASSIC MasterCard is designed for a comfortable credit limit of S$500, providing you with financial flexibility.
Cross Border CIMB Bank Smart Rewards
With the cross border CIMB Bank Smart Rewards Programme, you will enjoy exclusive offers, discounts and privileges at over 1,000 estblished merchant outlets in Singapore, Malaysia and Indonesia every day, all year long.
Welcomed Worldwide
Accepted at over 20 million establishments around the world, your CIMB CLASSIC MasterCard is the perfect companion whether you’re shopping, travelling or dining at home or abroad.
Interest-Free Shopping
You can enjoy an interest-free period of 23 days from the statement date for all your retail purchases if the preceding month’s outstanding balance has been fully settled.
a 24-hour CIMB Credit Cards Customer Service Hotline
We are devoted to serving you with quality services that you are accustomed to. Should you require assistance in any manner, please call (65) 6576 6688. Our friendly and professional Customer Service Officers will attend to your queries at any time, day or night.
Terms and conditions are applicable to all benefits, programmes and entitlements listed above.

Annual Income
a Working Adult: S$18,000 (income documents are required)
a Tertiary Student: 18 years old and above
(No minimum income required)
i) Applicants must be a Singaporean or Singapore PR and must not be an existing CIMB Credit Cardmember.
ii) CIMB CLASSIC MasterCard comes with a S$500 credit limit.
Minimum Age
a Working Adult: 21 years old and above
a Tertiary Student: 18 years old and above
Documents required, non-returnable:
a Working Adult:
i) A photocopy of NRIC (Both sides) of applicant; and
ii) For salaried employee - Latest computerised payslip OR CPF statement (For past 12 months) OR latest income tax notice of assessment.
iii) For self employed - Last 2 years' income tax notice of assessment AND bank statement (For 3 months).
iv) For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (For past 12 months).
a Tertiary Student:
i) A photocopy of NRIC (Both sides) of applicant; and
ii) A photocopy of the front of applicant's Student ID Card/Student Card Matriculation Card
i) A photocopy of NRIC (Both sides) of applicant's parents/guardian
Applicant’s parent/guardian must be a Singaporean or Singapore Permanent Resident. Addresses for both applicant and parent/guardian must be similar for verification purposes.

For full Fees & Charges, click here.

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