Welcome to CIMB

Enjoy interest free Sundays for the first year of your loan.

Features and Benefits
	Financing all types of completed or under construction residential properties.
	Minimum loan amount is SGD200, 000.
	Quantum of financing (QOF) up to 80%.
	Enjoy loan tenure up to 35 years, or 70 years of age, whichever is earlier.
	No processing fees.

Terms & Conditions Apply

Eligibility
	21 years old & above.
	Any of the applicants must earn more than $24,000 per annum.

Requirements

Copy of NRIC/Passport of all Applicants & Owners.

Income Documents.

	Latest Computerised Payslip (salaried).
	CPF Statement – Latest 12 Months Contribution History (salaried).
	2 Years Income Tax Assessment (self-employed).

Option to Purchase or Sale & Purchase Agreement (for new purchase).

Loan Statement from Existing Bank/Financial Institution – Latest 12 months (for refinancing).

Latest CPF Withdrawal Statement for Existing Property to be Refinanced/to be Sold.

Evidence of Sale of Existing Property (if applicable).

Tenancy Agreement (if applicable).

Private Property

Products/Items

Charges

1

Rescheduling of Intended Date of Full Redemption

$200

2

Change of Insurer for Fire Insurance

$200 per year

3

Loan Statement Request (Per statement)

Current Calendar Year: Nil
Previous Calendar Year: $50

4

Custody of Title Deed for Fully Repaid Loans

$500 per year

5

Late Payment of Monthly Instalments

Prime Lending Rate + 5% (Subject to $30 minimum)