Welcome to CIMB

Our foreign currency current account facilitates your foreign currency transactions globally with ease.

Features
	Available in USD, EUR, GBP, AUD & JPY.
	Monthly statements : You can get a detailed monthly statement of all your transactions.
	Checking facilities: You can issue cheques from your USD current accounts.
	Overdraft facility: If your annual income is at least S$30,000, you can use your Foreign Currency Fixed Deposit with CIMB Bank Singapore as collateral to apply for an overdraft facility at a competitive rate.
	Flexibility: Invest, trade, pay or receive funds in foreign currencies.
	Multiple ways to deposit and withdraw money: Deposit or withdraw money from your account using cheques (USD only), demand drafts or via Electronic Funds Transfer.

	You must be at least 21 years old
	The minimum initial deposit is as follows: USD 1,000 EUR 1,000 GBP 1,000 AUD 1,000 JPY 500,000

CALL Accounts (Non-checking and non-interest bearing)

Products/Items

Charges

1

Fall-below fee (if average daily balance < minimum initial deposit balance)

US$10/EUR7.50/GBP5/AUD10/JPY1,000

2

Monthly Account Fee (with effect from January 2013)

S$1 (waived if Opt Out of Paper Statements)

3

Early account closure fee (for account closed within 6 months)

US$20/EUR15/GBP10/AUD20/JPY2,000

4

Internal funds transfer

Waived

5

Deposit/withdrawal in foreign currency notes (subject to availability)

Min 1% commission-in-lieu of exchange or min US$20 (or its equivalent)/EUR15/GBP10/AUD20/JPY2,000, whichever is higher

6

Excess limit fee

Currency	For account without credit limits:	For account with credit limits:
USD, AUD	Minimum USD10 / AUD10 + interest (USD / AUD Prime Rate + 5%) on amount overdrawn	Interest (USD / AUD Prime Rate + 5%) on amount overdrawn. (subject to a minimum of USD10 / AUD10)
EUR, GBP	Minimum EUR7.50 / GBP5 + interest (EUR / GBP Prime Rate + 5%) on amount overdrawn	Interest (EUR / GBP Prime Rate + 5%) on amount overdrawn. (subject to a minimum of EUR7.50 / GBP5)
JPY	Minimum JPY1,000 + interest (JPY Prime Rate + 5%) on amount overdrawn	Interest (JPY Prime Rate + 5%) on amount overdrawn (subject to a minimum of JPY1,000)

Note: Commission-in-lieu of exchange is applicable when there is no foreign exchange involved

USD Current Account (Non-interest bearing)

Products/Items

Charges

1

Fall-below fee (if average daily balance < US$1000)

US$10 per month

2

Early account closure fee (for account closed within 6 months)

US$20

3

Monthly Account Fee
(with effect from January 2013)

S$1 (waived if Opt Out of Paper Statements)

4

Excess limit fee

For account without credit limits: Minimum US$10 + interest @ (USD Prime Rate + 5%) on amount overdrawn

For account with credit limits: Interest @ (USD Prime Rate + 5%) on amount overdrawn (subject to a minimum of US$10)

5

Internal funds transfer

Waived

6

Deposit/Withdrawal in foreign currency notes (subject to availability)

Min 1% commission-in-lieu of exchange or min US$20, whichever is higher

Personal Loans

Mortgage Loans

Overseas Mortgage Loans