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TM Lifestyle (LP - Rewards 15)  

As your life progresses, your financial needs will change. You want a plan that can evolve with your needs. Plus, it would be great to have a little extra cash to reward yourself and enhance your lifestyle! TM Lifestyle is the plan for you.

With TM Lifestyle, you will receive a guaranteed 5% cash dividend and a non-guaranteed cash dividend of up to 3% to spend on whatever you wish! Go on a well-deserved holiday, redecorate your home or indulge in a hobby… the choice is yours. Because the dividends will be paid from year 11** of the plan onwards, it can also be geared to meet your retirement needs. In addition, you’ll have the flexibility of leaving the amount with us to earn interest***.  The plan’s benefits last for 25 years but you only need to pay premiums for the 1st 10 years! From year 11** to 25, your only concern would be how you want to spend your dividend.

Features and Benefits:

Receive Cash Dividend of up to 8%* of your sum assured from year 11** to year 25.
Upon maturity, you will receive an additional guaranteed benefit equivalent to 25% of your sum assured and a non-guaranteed portion of up to 15%* of your sum assured.
The plan provides insurance protection in the form of Death or Total & Permanent Disability (TPD)# coverage.
Option to enhance protection (Death or Total Permanent Disability (TPD)# coverage) by adding a Term Rider.
You will only need to pay premiums for the 1st 10 years.  

*As the dividend rates are not guaranteed, the actual benefits payable may vary according to the future experience of the fund.     

** Payment of dividends will start from the 11th policy anniversary.      

***Interest is not guaranteed.

#TPD coverage is until the policy anniversary on which your age on next birthday is 65.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. The information shown is for reference only and is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. The information shown is accurate at the time of uploading.


 
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