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Personal Banking > Wealth Management > Structured Deposits
Earn higher interest than fixed deposits  
Enhance your earnings with more attractive returns on your investments as compared to traditional deposits. CIMB Structured Deposits provide an excellent alternative to investing your assets, by combining elements of savings and investment instruments so as to enhance the returns that you can get on your investments.

Our Structured Deposits are subject to availability.  Please contact our bankers for more information on the currently available Structured Deposits

 
Our Popular Product(s)
Max InvestSave Structured Deposit 
CIMB CapitalGuard - Series 1 (Subscription Closed) 
Callable Fixed Rate Structured Deposit
(Subscription Closed)
 
Callable Range Accrual Structured Deposit
(Subscription Closed)
 
 
Why This Account/Plan? This is a long term open-ended investment product which provides investors with an opportunity to maximize profit with the benefit of 100% principal guarantee if held to maturity This Investment offers you guaranteed interest payable annually plus additional potential catch up bonus interest payable on year 4 and maturity, if ALL reference stocks individual performances are equal to or above the relevant Threshold. Investors will also have a catch-up opportunity to receive any previously missed interest. This investment provides investors with an opportunity to earn a fixed interest rate combined with 100% principal guarantee if held to maturity This investment provides investors with an opportunity to earn a fixed interest rate combined with 100% principal guarantee if held to maturity  
Tenure 15 years or 25 years 4 years 6 months 2 years 6 months 2 years 6 months  
Interest / Profit Receive returns based on the highest lock-in market price achieved during the chosen investment tenure upon maturity. Minimum guaranteed interest of 7.40% (or effective rate of 1.67% p.a.)

Additional potential interest of 4.50%
Receive fixed interest payments semi-annually, subject to call exercised by the Bank Receive high interest payments semi-annually, so long as the benchmark rate (6M SOR) falls within the pre-determined ranges  
Min Account Opening Min SGD 5,000 with subsequent investments of SGD 100 and above. Also available in USD with the same conditions. Min SGD 5,000 in further multiples of SGD 1,000 Min SGD 5,000 in further multiples of SGD 1,000 Min SGD 5,000 in further multiples of SGD 1,000  
Eligibility

  • 18 years old & above

  • Singaporean or Permanent Resident or non-Permanent Resident (with work permit)

  • 18 years old & above
  • Singaporean or Permanent Resident or non-Permanent Resident (with work permit)
  • 18 years old & above
  • Singaporean or Permanent Resident or non-Permanent Resident (with work permit)
  • 18 years old & above
  • Singaporean or Permanent Resident or non-Permanent Resident (with work permit)
 


Disclaimer
The information on this website is intended for general circulation and should not be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment or insurance plan. It does not take into account the specific investment objectives, financial situation or particular needs of any person. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

Terms and conditions apply to all products and services.
 
 
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