Get Up To 1.10%* P.A. Profit, Upfront

We're now giving up to 1.10%* p.a. on our CIMB Why Wait Fixed Deposit-i! Enjoy some of the best rates in SG for your SGD Fixed Deposit placements - simply apply online in 10 mins!

It gets better. You'll be able to collect your Profit, upfront with every placement! So Why Wait for your deposits to mature?

Existing Customers are now also able to change their Maturity Instructions or make new Placements directly from CIMB Clicks!

For A Limited Time Only!

For a limited time only, CIMB Bank is offering exclusive rates when you make your CIMB Why Wait Fixed Deposit-i placements online*!

Comparison Profit Rates (% p.a.)
3 Months 6 Months 12 Months

Exclusive Online Rates




Preferred Rates 1.10 1.10 1.10
Branch Rates 0.80 0.80 0.80

Above rates apply to a minimum of S$10,000 per placement.

Our CIMB Why Wait Fixed Deposit-i Account is a Shariah-compliant Fixed Deposit product using the Shariah concept of Murabahah (mark-up) to facilitate the deposit-taking activity from you to the bank. Don't wait for your deposits to mature. Collect your returns in the form of Profit, upfront! 

Existing customers will be able to enjoy this service too, with the added feature of amending their maturity instructions on the go via CIMB Clicks Internet Banking.

For new-to-bank placements:

Click here or the link below to apply for a CIMB Why Wait Fixed Deposit-i account!


For existing placements:

Click here or the link below if you have an existing placement and would like to make changes to your maturity instructions, or make a new placement. You will be diverted to CIMB Clicks Internet Banking.


Should you have any questions, please click here to view the FAQ for CIMB Why Wait Fixed Deposit-i Online Promotion.

*Terms and conditions apply for CIMB Why Wait Fixed Deposit-i Online Promotion. Click here for full terms and conditions. Promotion is valid from 01 April 2020 till 30 April 2020. Rates are subject to change without prior notice.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.