At CIMB Bank, we absorb your opportunity cost of time with our CIMB Why Wait Fixed Deposit-i. Collect your profit, upfront without waiting for your deposits to mature. Here are ways to utilise the profit, upfront:

  1. Ever ready for the rainy days – save because you would never know when you need it. 
  2. Multiply them – capitalise the profit, upfront for other investment opportunities.
  3. Invest in yourself – realise the fruits of your effort early and treat yourself - Indulge or splurge or even tick something off your bucket list!

For a limited time only, CIMB Bank is offering exclusive rates when you make your CIMB Why Wait Fixed Deposit-i placements online*! 

Comparison Profit Rates (% p.a.)
3M 6M 12M
Branch Rates 1.30 1.45 1.55
EXCLUSIVE ONLINE RATES 1.50^ 1.70^ 1.90^

^Above rates are effective immediately and applies to a minimum of S$10,000 per placement.

CIMB Bank is the pioneer bank in Singapore to offer new customers the ability to open an online CIMB Why Wait Fixed Deposit-i Account and make placements within 10 minutes. Our CIMB Why Wait Fixed Deposit-i Account is a Shariah-compliant Fixed Deposit product using the Shariah concept of Murabahah (mark-up) to facilitate the deposit-taking activity from you to the bank.

With CIMB Why Wait Fixed Deposit-i account, you do not need to wait for your deposit to mature. You can collect your returns in the form of profit, upfront!

Existing customers will be able to enjoy this service too, with the added feature of amending their maturity instructions on the go via CIMB Clicks Internet Banking.

Click below to place a CIMB Why Wait Fixed Deposit-i.


Click below if you have an existing placement and would like to make changes to your maturity instructions.

You will be diverted to CIMB Clicks Internet Banking


Should you have any questions, please click below to view the FAQ for CIMB Why Wait Fixed Deposit-i Online Promotion.

*Terms and conditions apply for CIMB Why Wait Fixed Deposit-i Online Promotion. Promotion is valid from 1 November 2018 till 30 November 2018. Please click here for full terms and conditions.

Rates are subject to change without prior notice.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.