When It Comes To Saving, Why Wait?

Be it short-term profit or long-term investments, with our CIMB Why Wait Fixed Deposit-i, you will enjoy one of the best rates in Singapore for your SGD Fixed Deposit placements - when you apply online.

It gets better.

You'll be able to collect your Profit, upfront with every placement! So Why Wait for your deposits to mature?

Promotion: 3-Month at 1.80% p.a.*

For a limited time only, CIMB Bank is offering exclusive rates when you make your CIMB Why Wait Fixed Deposit-i placements online*! 

Comparison Profit Rates (% p.a.)
3 Months 6 Months 12 Months
Exclusive Online Rates^

1.70 (Below S$150k)

1.80 (S$150k & Above)

1.70 1.85
Branch Rates 1.30 1.45 1.55


^Above rates apply to a minimum of S$10,000 per placement.

CIMB Bank is the first bank in Singapore to offer new customers the ability to open an online Fixed Deposit-i Account and make placements within 10 minutes. Our CIMB Why Wait Fixed Deposit-i Account is a Shariah-compliant Fixed Deposit product using the Shariah concept of Murabahah (mark-up) to facilitate the deposit-taking activity from you to the bank.

With your CIMB Why Wait Fixed Deposit-i account, you don't need to wait for your deposit to mature. Collect your returns in the form of Profit, upfront! 

Existing customers will be able to enjoy this service too, with the added feature of amending their maturity instructions on the go via CIMB Clicks Internet Banking.

Click below to place a CIMB Why Wait Fixed Deposit-i.


Click below if you have an existing placement and would like to make changes to your maturity instructions. You will be diverted to CIMB Clicks Internet Banking.


Should you have any questions, please click here to view the FAQ for CIMB Why Wait Fixed Deposit-i Online Promotion.

*Terms and conditions apply for CIMB Why Wait Fixed Deposit-i Online Promotion. Promotion is valid from 01 October 2019 till 31 October 2019. Please click here for full terms and conditions.

Rates are subject to change without prior notice.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.