• CIMB Balance Transfer Loan Promotion

Fuss-free short term funds at 0%* p.a. & fees at 0.5%* (EIR from 2.06%)!

Convert your available CIMB Credit Card credit limit to cash with flexible & short repayment periods. Enjoy a promotional rate from as low as 0.5%* on the processing fees whether you are a new or existing customer, for a limited time only!

Lowest rate in town for fuss-free loans at 0%* p.a.

Lowest Processing Fees

Enjoy preferential rates from as low as 0.5%* for the one-time upfront processing fees on your loan.

Flexible Repayment

Simply pay a minimum of 3% or S$50 (whichever is higher) every month & fully settle on the last, or earlier if you wish!

Short Tenures

Perfect if you need short-term cash, our balance transfers are available in 3, 6 & 12 month tenures.

For New-To-Bank customers, apply for CIMB Platinum MasterCardTM online for 1-day approval and we will be in touch with you on your loan application


Enter promotion code: "BT" in the online application form

For Existing CIMB Credit Card Cardmembers, leave your contact and our sales agent will be in touch with you within 3 working days.


Enter "Balance Transfer Promo" in the Message field

Note: A credit card is required to apply for CIMB Balance Transfer.

Loan amount S$1,000 and above.

Tenure (Months) Interest Rate (p.a.) Existing Fees Promo Fees (New customers) Promo Fees (Existing customers)



1.5% (EIR 6.21%) 0.5%* (EIR 2.06%) 0.7%* (EIR 2.89%)
6 2.0% (EIR 4.35%) 1.0%* (EIR 2.16%) 1.4%* (EIR 3.04%)
12 4.4% (EIR 5.30%) N.A. 4.4% (EIR 5.30%)



Here's how much you'll save with CIMB Balance Transfer of S$10,000 for 3 months @ 0%* p.a. & 0.5%* processing fee.

Interest & Savings Amount (S$)
Interest Payable at 25.9% p.a. with other Banks for 3 months S$647.50
Fee Payable with CIMB Balance Transfer for 3 months S$50
YOU SAVE (93%) S$597.50

The above table is for illustration purposes only.

Click here for details on fees and charges pertaining to CIMB Balance Transfer.

*The lowest rate is based on the published rate in the market as at 23 Mar 2020. Your processing fee will be determined based on your approved Balance Transfer Tenure. Terms and conditions governing the CIMB New-To-Bank (NTB) Balance Transfer Loan Promotion & CIMB Existing-To-Bank (ETB) Balance Transfer Loan Promotion apply. Please click here (NTB) & here (ETB) for the respective full terms & conditions.

Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit.

For full Terms and Conditions governing the CIMB Balance Transfer, please click on the links below