• CIMB Junior Saver Account

Attractive Interest Rates*


Enjoy an interest rate of 0.8% p.a. on the entire account balance.

Secure Your Child's Future


Get a head start in planning for your child’s tertiary education, with a one month premium reimbursement^ when you sign up for a TM Kidstart or NTUC VivoChild endowment plan.

Free E-Statements



Opt to receive only E-Statements and get your Monthly Account Fee waived.

No Fall-Below Fees



A savings account should earn you and not cost you money. Which is why we believe in no fall-below fees.

Online Account Opening


Get your new account number immediately upon application^^.

We've tweaked our Referral Programme such that now, both you AND your family/friends will be rewarded with S$10 in Cash Credit*** whenever you refer them to take up a CIMB StarSaver Account!

The more you refer, the more you're rewarded. It’s that simple! Applications can be done online and take only 10 minutes. For more information, please click here.

Simply deposit your funds and enjoy 0.8% p.a. on the entire account balance, without any additional requirements.

Assuming you have S$25,000 CIMB Junior Saver Account Other Bank's Savings Account
Interest Rate 0.8% p.a. Tiered Interest of 0.05% - 0.08% p.a.
Interest earned at the end of 1 year S$200 S$12.50
Nett Benefit S$200 S$12.50
CIMB Junior Saver's Advantage S$187.50**

Minimum Initial Deposit

  • S$1,000

Joint (In-Trust) Account

  • Must be opened jointly by the parent / legal guardian (who is 18 years and above) and the child who is 12 years and below.
  • Withdrawals for In-trust account can only be performed at CIMB branches.


Main Account Holder

  • Must be the parent / legal guardian (18 years old or above) of the child

Document(s) Required

  • For Singaporeans/PRs and Malaysians - 
  1. NRIC and child’s birth certificate
  2. Proof of residential address if the residential address in the application differs from ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)
  • For Foreigners - 
  1. Passport and child’s birth certificate
  2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)
  3. Supporting documents to be provided if available (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

Click here to see the Fees & Charges for the CIMB Junior Saver Account.

* Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 on any given day.

^ This promotion applies to premium payments for NTUC VivoChild or TM Kidstart made on an annual mode. The value of the first month’s premium will be paid out as cash rebate into your child's CIMB Junior Saver account within 3 months after policy inception. CIMB Bank reserves the right to charge the customer for the cash rebate in the event that the customer cancels the NTUC VivoChild or TM Kidstart within 1 year from the date of inception. Promotion is valid until 31 December 2018.

** For illustrative purposes only; calculation is based on a blended rate as of December 2017.

^^ Instant account number will only be issued provided all required information meets the bank’s validation criteria.

*** Terms and conditions apply for CIMB Current/Savings Accounts Referral Programme Q1 2020 Promotion ("Promotion"). Please click here for the full terms and conditions. Promotion Period is from 15 January 2020 till 31 March 2020. The Eligible Account(s) must be opened with a minimum deposit of S$5,000 in the form of New Deposits deposited within fourteen (14) days from the date of account opening and maintained for at least six (6) months from the date of account opening.

Terms & Conditions apply. Click here to view the Terms & Conditions governing the Operations of Deposits Accounts.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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