• Balance Transfer

0% interest rate with upfront processing fee*

Flexible monthly repayment^

Loan Amount S$1,000 & Above

Tenure (Months) Interest Rate (p.a.) Existing Fees Promo Fees (New customers) Promo Fees (Existing customers)



1.5% (EIR 6.21%) 0.5%* (EIR 2.06%) 0.7%* (EIR 2.89%)
6 2.0% (EIR 4.35%) 1.0%* (EIR 2.16%) 1.4%* (EIR 3.04%)
12 4.4% (EIR 5.30%) N.A. 4.4% (EIR 5.30%)


Promotional rates for new and existing customers are available from 23 March to 30 June 2020 only. 

Here's how much you'll save with CIMB Balance Transfer of S$10,000 for 3 months @ 0%* p.a. & 0.5%* processing fee.

Interest & Savings Amount (S$)
Interest Payable at 25.9% p.a. with other Banks for 3 months S$647.50
Fee Payable with CIMB Balance Transfer for 3 months
YOU SAVE (93%) S$597.50

The above table is for illustration purposes only.

For New-To-Bank customers, apply for CIMB Platinum MasterCardTM online for 1-day approval and we will be in touch with you on your loan application


Enter promotion code: "BT" in the online application form

For Existing CIMB Credit Card Cardmembers, leave your contact and our sales agent will be in touch with you within 3 working days.


Enter "Balance Transfer" in the Message field

Click here for details on fees and charges pertaining to CIMB Balance Transfer.

*The lowest rate is based on the published rate in the market as at 23 Mar 2020. Your processing fee will be determined based on your approved Balance Transfer Tenure. Terms and conditions governing the CIMB New-To-Bank (NTB) Balance Transfer Loan Promotion & CIMB Existing-To-Bank (ETB) Balance Transfer Loan Promotion apply. Please click here (NTB) & here (ETB) for the respective full terms & conditions.


^Minimum repayment amount of 3% of total outstanding balance or S$50, whichever is higher.


Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit.


For full Terms and Conditions governing the CIMB Balance Transfer, please click on the links below