• Balance Transfer

0% interest rate with upfront processing fee1

Flexible monthly repayment

Loan Amount S$1,000 & Above

Tenure (Months) Interest Rate Processing Fee (Effective Interest Rate)


Enjoy rates of 0% p.a.


1.50% (EIR 6.21%)
6 2.00% (EIR 4.35%)
12 4.40% (EIR 5.29%)

Here’s how much you’ll save with a CIMB Balance Transfer of S$20,000 for 12 months @ 0% p.a. interest Rate and 4.40%* processing fee

Interest & Savings Amount (S$)
Interest Payable at 25% p.a. with other credit cards for 12 months S$5,000
Fee Payable with CIMB Balance Transfer for 12 months
Savings  S$4,120

The above table is for illustration purposes only.

Click here for details on fees and charges pertaining to CIMB Balance Transfer.

1Your processing fee will be determined based on your approved Balance Transfer Tenure.


2Minimum repayment amount of 3% of total outstanding balance or S$50, whichever is higher.


Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit.


CIMB Balance Transfer is currently offered to existing credit card customers only. For full Terms and Conditions governing the CIMB Balance Transfer, please click on the links below