• CashLite

Low Interest Rates1


Enjoy preferential rates with the CIMB CashLite personal instalment loan.

Flexible Loan Tenures


Take a 1, 2, 3, 4 or 5 year loan. The choice is yours. The possibilities, endless.

Generous Credit Line


Get your financial health up to 100%, with financing of up to 90% of your credit limit.

Instant Loan Disbursement2

Apply now and get your cash instantly!

Loan Amount S$1,000 & Above

Tenure (Years) Interest Rate (% p.a) Effective Interest Rate (% p.a)




Enjoy rates as low as 4.50*

2 8.41
3 8.41
4 8.36
5 8.29

Here's how much you'll save with CIMB CashLite Personal Instalment Loan of S$20,000 for 12 months @ 4.50%* p.a. (EIR: 8.21% p.a.).

Interest & Savings Amount (S$)
Interest Payable at 25% p.a. with other credit cards for 12 months S$5,000
Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months S$900
YOU SAVE (82%) S$4,100

Click here for details on fees and charges pertaining to CIMB CashLite.

1Your approved interest rate will be determined based on your risk profile and may differ from the published rate. If you are a new CIMB Credit Cardmember, you will receive a call from CIMB Bank with your approvable rate only after your CIMB Credit Card’s approval. 


2Instant Loan Disbursement is subject to the approval of your CIMB CashLite Personal Instalment Loan application. 


*The lowest rate is based on the published rate in the market as at 17 Mar 2020. 3.5% p.a. promotional interest rate is only applicable to New-to-Bank customers who apply for both CIMB Credit Card and CIMB CashLite Personal Instalment Loan. Terms and conditions governing the CIMB CashLite Personal Instalment Loan - NTB 3.5% Promotion apply. Please click here for full terms and conditions.


Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit. 


For all Terms & Conditions governing the CIMB CashLite Personal Instalment Loan, you can learn more by clicking on the links below: