• CIMB AWSM Card

1% Cashback On Dining & Entertainment, Online Shopping

 

Not only is checking out the latest cafés or hottest clubs more rewarding with CIMB AWSM Card, we give you another reason to put the item you have been eyeing into your online shopping cart! Just charge your dining, entertaining and online shopping to your CIMB AWSM card and be rewarded with 1% cashback.

1% Cashback On All Things Telco

 

 

Talking and making plans with the people important to you just got better with 1% cashback when you charge your monthly mobile phone bill to CIMB AWSM Card or purchase the latest mobile phone from the major telcos in town.

CIMB Bank Regional Deals & Discounts

 

 

Your fun continues in your Indonesia or Malaysia getaways. Enjoy discounts on our exclusive network of over 1,000 partners across dining, retail and lifestyle outlets with your CIMB AWSM Card. 

Ease of Payment with Mastercard® Tap & Go

 

 

Save on the hassle of carrying a separate transit card or topping up stored-value transit cards. Simply Tap & Go with your CIMB AWSM Card for your bus and train rides. 

Register
for an account now on the Account-Based Ticketing (ABT) Portal and add your CIMB AWSM Card. Upon successful one-time registration, your card will be activated after 3 days and ready for you to Tap & Go! 

Additional Features

Exclusive Mastercard Privileges

  • Curated just for you, enjoy a myriad of offers and privileges offered by Mastercard. Click here to find out more.

Free For Life - No Annual Fees Ever

  • Experience the convenience and freedom of owning a CIMB Credit Card with no annual fees for the Principal Cardmember, ever. 

Personal Identification Number (PIN)

  • For your convenience, you can withdraw cash from ATMs at CIMB Bank Branches in Singapore or at any Mastercard / Cirrus or Visa / Plus ATMs overseas. All just by requesting a PIN from us.

Applicant must be a Singaporean or Singapore PR

Applicant must not be an existing CIMB Credit Cardmember

For Students and NSFs

  • Age: 18 to 29 years old
  • Minimum income requirement: NIL

For Salaried Employees

  • For age below 35: Annual income of S$18,000
  • For age 35 and above: Annual income of S$30,000

Documents Required, Non-returnable (for working adult)
1. A photocopy of NRIC (both sides) of applicant and;

For Salaried Employees:
1. Latest computerised payslip OR
2. CPF Contribution History Statement (for past 12 months) OR
3. Latest Income Tax Notice of Assessment AND CPF Contribution History Statement (for past 12 months) OR Latest computerised payslip

For Self Employed:
1. Latest 2  years income tax notice of assessment AND
2. Bank Statement (for 3 months)

For Commissioned or Variable income Earner:
1. Latest 2 years income tax notice of assessment OR
2. CPF Contribution History Statement (for past 12 months)

Documents Required, Non-returnable (For tertiary student):
1. A photocopy of NRIC (both sides) of applicant and;
2. A photocopy of applicant's Student ID Card/Student Card/Matriculation Card (front side)

Documents Required Non-returnable (For NFs):
1. A photocopy of your SAF / SPF / SCD 11B Identification card (both sides)

And For Applicants Below 21 Years Old:

1. A photocopy of NRIC (both sides) of applicant's parent / guardian

Notes:

Applicant's parent/guardian must be a Singaporean or Singapore PR. Addresses for both applicant and parent/guardian must be similar for verification purpose.

Online submission is not available for applicant below 21 years old.

Click here to download the application form and email the completed form (PDF format) to sg.cardcentre@cimb.com together with the full set of documents required.

^Same Day Approval (only applicable for online submission by applicants 21 years old and above)

Same day approval is only applicable for credit card applications submitted via www.cimbbank.com.sg, with complete application form and documents before 12pm, Monday - Friday (excludes Public Holidays).

For applications submitted on Fridays (after 12pm), Saturdays and Sundays, the card will be approved by the following Monday (excludes Public Holidays).

For applications submitted during Public Holidays, the card will be approved by the following working day.

Same day approval will not be applicable to the following (but not limited to):

  1. Incomplete application form and documents that require follow up;
  2. Existing and previous CIMB Credit Card customer; or
  3. Applications submitted via Let Us Call You Form and all other channels.

If your card application has been successfully approved, a notification SMS will be sent to your mobile number and your credit card will be mailed out within 3 working days.

If your card application has not been successful or additional document is required, a notification letter will be sent to your mailing address indicated on your application form.

Product Name CIMB Credit Card / CashLite/ Debt Consolidation Plan
Interest free period 23 days from statement date if bills are paid in full by the payment due date each month and there is no balance carried forward from the previous statement.
Interest on purchases (where applicable) CIMB Visa Infinite / Signature and CIMB World / Platinum Mastercard / CIMB Cashlite / Debt Consolidation Plan

2.125% per month (effective interest rate 25.5% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 25.5% when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.

CIMB AWSM Card

2.25% per month (effective interest rate 27% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 27% p.a. when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.
Interest on cash advances 2.333% per month (effective interest rate 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
Minimum monthly payment

CIMB Visa Infinite / Signature and CIMB World / Platinum Mastercard

3% of the outstanding balance or S$50, whichever is higher, plus any outstanding overdue amount from the previous statement.

CIMB AWSM Card

3% of the outstanding balance or S$15, whichever is higher, plus any outstanding overdue amount from the previous statement.

CIMB CashLite / Debt Consolidation Plan

Monthly instalment payable must be paid in full together with any outstanding overdue amount from the previous statement. The monthly instalments mentioned above does not apply to minimum payment provisions applicable to normal credit card transactions. If any monthly instalments becomes overdue, interest and late payment charges will be levied on such overdue instalment as well as other overdue amounts in your CIMB Credit Card account in accordance with the Cardmember’s agreement.

Late payment charges S$100 for all CIMB Credit Cards / CIMB CashLite / Debt Consolidation Plan, except CIMB AWSM Card where late payment charge is S$80, if (i) full payment of the outstanding balance (where the outstanding balance is S$50 or less) is not received by the payment due date; or (ii) if the minimum payment (where the outstanding balance exceeds S$50) specified in the statement is not received by the payment due date.
Annual membership fee Principal Cardmember: Nil
Cash advance fee 6% of the amount withdrawn (minimum charge of S$15).
Early Termination Fee CIMB CashLite/Debt Consolidation Plan

3% of outstanding principal amount or $250, whichever is higher
Fees for foreign currency and cross-border transactions

A fee of 1% is levied by Mastercard or Visa for all transactions:

i) made in foreign currencies and/or

ii) made in Singapore dollars but processed outside Singapore.

Administrative fee of 2% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (The administration fee for CIMB Platinum Mastercard and CIMB Visa Signature will be waived and credited as cash rebate in the following statement month).

Dynamic currency conversion fee 1%
Fees Charged for Accounts In Excess of Approved Limit
 
For each occasion that the credit limit is exceeded, S$50 or 5% of the excess amount, whichever is higher.
 
Replacement Card
 
S$20 per card.
 
Unsuccessful Payment Service Charge
 
S$40 for any returned cheque and S$10 for any rejected Interbank Giro payment.
 
Monthly Statement Fee
 

E-Statement: NIL

Hardcopy Statement: S$1 per month.

Request for Retrieval of Card Statement S$5 per monthly statement. For retrieval of statements that are more than 3 months old, a fee of S$10 per copy applies. 
Request for Sales Draft S$5 per copy.
Payment Hierarchy All payments that are received will be first applied to the outstanding balance that attracts the highest interest rate, and then to the next highest interest bearing balance, and so on.
Lost / Stolen Card Liability S$100 (For details, refer to clause 9 of ABS Guide on 'What You Should Know About Credit Cards' by clicking here.
There may be circumstance in which you have to pay other fees. Please refer to the CIMB Credit Cards Cardmember's Agreement for the full list of terms and conditions. For customers with a CIMB Debt Consolidation Plan, please refer to the Terms and Conditions Governing Debt Consolidation Facility and the Additional Terms and Conditions.
CIMB Credit Cards

3% of the outstanding balance or S$50, whichever is higher, plus any outstanding overdue amount from the previous statement.

For all Terms & Conditions governing the CIMB AWSM Card, you can learn more by clicking on the links below: