• CIMB Visa Infinite

Infinite rebates on all your spends

Spend just S$2,000 within a statement month to enjoy 2%* cash rebate on the following transactions:

  • Travel
  • Overseas
  • Online in foreign currencies
     

Also, 1% on all other retail spends. 

CIMB Airport Companion Programme

Let the CIMB Visa Infinite make your travels more seamless and open new doors for you at over 900 airport lounges around the world. Enjoy up to 3 complimentary lounge visits per year per Principal Cardmember.

 

Get discounts up to 50% at selected dining outlets in airports worldwide.

 

Simply download the “Airport Companion” app on your mobile device and register for a DragonPass membership account to start enjoying. Click here for User Guide.

 

T&Cs apply. Find out more.

Cross-Border CIMB Bank Regional Deals

If you frequently travel for work or plan your getaways around Indonesia or Malaysia, enjoy discounts in our exclusive network of partners across dining, retail and lifestyle outlets with your CIMB Visa Infinite.

Free For Life

 

As a Principal CIMB Credit Cardmember, you will enjoy no annual or joining fees - for life.

Additional Features

Visa Infinite Concierge

  • No request is too big or too small when you have Visa Infinite Concierge Service. Let them take your matters into their hands anytime, anywhere, so you can focus on the important things in life. Simply dial 1800 823 2049 or email concierge@visainfinite-asia.com. Alternatively, you may wish to download ‘VisaConcierge’ app on your mobile device and register for a digital membership account to enjoy this services.
  • For Credit Cards related enquiries, please contact CIMB Credit Cards Customer Service Hotline at (65) 6333 6666.

Mouthwatering Offers

  • Whet your appetite with generous discounts of up to 50% off, for parties of 2 to 10 people, at irresistible gourmet dining outlets islandwide. Scroll down for full restaurant listings and offers.

Personal Identification Number (PIN)

  • For your convenience, you can withdraw cash from ATMs at CIMB Bank Branches in Singapore or at any Mastercard / Cirrus or Visa / Plus ATMs overseas. All just by requesting a PIN from us.

Complimentary Travel Insurance of up to S$1,000,000

  • Charge your full travel fares to your CIMB Visa Infinite, and automatically get travel insurance for you and your family. You will even get covered for little travel inconveniences like baggage delays and missed flights. Click here for details.

Flexi-Payment With CIMB 0% i.Pay Plan

  • Keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 20 months.

Dining Privileges#

Enjoy up to 50% discount on exclusive fine dining privileges when you use your CIMB Visa Infinite at the following participating partners below.

Offer Details:

  • 2 Diners - 50% Discount
  • 3 Diners - 33% Discount
  • 4 Diners - 25% Discount
  • 5 to 10 Diners - 20% Discount

 

Peach Garden Chinese Restaurant

PG @ Changi International Airport T2
60 Airport Boulevard, #036-084
Changi Airport Terminal 2 (Departure Hall)
Tel: +65 6386 3033

PG @ ChinaTown Point
133 New Bridge Road, #02-36
Tel: +65 6702 0603

PG @ Hotel Miramar
401 Havelock Road, Level 3
Tel: +65 6736 3833

PG @ NTU
76 Nanyang Drive, BLK N2.1 #02-01B
Tel: +65 6219 9398

PG @ OCBC Centre
65 Chulia Street, #33-01
Tel: +65 6535 7833

PG @ Orchid Country Club
1, Orchid Club Road, #02-35
Social Club House
Tel: +65 6759 3833

PG @ Thomson Plaza
301 Upper Thomson Road,
#01-88
Thomson Plaza
Tel: +65 6451 3233

PG @ The Metropolis
9 North Buona Vista Drive,
#02-02 Tower 1
Tel: +65 6334 7833

 

Xin Cuisine Chinese Restaurant

Holiday Inn Singapore Atrium
317 Outram Road Level 4
Tel: +65 6731 7173

 La Nonna

26/26B Lorong Mambong 
Tel: +65 6468 1982

Spizza 

Balmoral Plaza
#01-09, 271 Bukit Timah Road
Tel: 6333 8148

269 Jalan Kayu
Tel: 6481 2453


 

 

Annual Income

  • Singaporean, PR: S$120,000
  • Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000

Annual Income

  • Singaporean, PR: S$120,000
  • Applicants who do not meet the minimum requirement can submit a minimum Fixed Deposit Collateral of S$50,000

Minimum Age

  • Principal: 21 years old
  • Supplementary: 18 years old

Documents Required (Non-returnable)
 
  1. A photocopy of NRIC (Both sides) for both Principal and Supplementary Card applicants OR a photocopy of valid passport for Supplementary Card applicants (Foreigner).
  2. For Salaried Employee - Latest Computerised Payslip OR Latest Income Tax Notice of Assessment AND Latest Computerised Payslip.
  3. For self employed - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).
  4. For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (for past 12 months).


^Same Day Approval

Same day approval is only applicable for credit card applications submitted via www.cimbbank.com.sg, with complete application form and documents before 12pm, Monday - Friday (excludes Public Holidays).

For applications submitted on Fridays (after 12pm), Saturdays and Sundays, the card will be approved by the following Monday (excludes Public Holidays).

For applications submitted during Public Holidays, the card will be approved by the following working day.

Same day approval will not be applicable to the following (but not limited to):

  1. Incomplete application form and documents that require follow up;
  2. Existing and previous CIMB Credit Card customer; or
  3. Applications submitted via Let Us Call You Form and all other channels.

If your card application has been successfully approved, a notification SMS will be sent to your mobile number and your credit card will be mailed out within 3 working days.

If your card application has not been successful or additional document is required, a notification letter will be sent to your mailing address indicated on your application form.

Product Name CIMB Credit Card / CashLite / Debt Consolidation Plan
Interest free period 23 days from statement date if bills are paid in full by the payment due date each month and there is no balance carried forward from the previous statement.
Interest on purchases (where applicable) CIMB Visa Infinite / Signature and CIMB World / Platinum Mastercard /CIMB CashLite/ Debt Consolidation Plan

2.125% per month (effective interest rate 25.5% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 25.5% when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.

CIMB Classic Mastercard

2.25% per month (effective interest rate 27% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (minimum charge of S$2.50).

If the minimum payment is not received in full by the payment due date of any Billing Statement, finance charges will be levied at the rate of 2.333% per month (effective interest rate of 28% p.a. subject to compounding) chargeable on a daily basis, on such amounts as are due and owing (subject to a minimum monthly charge of S$2.50 or such other sum as may be determined by the Bank). The finance charges will revert back to the effective interest rate of 27% p.a. when minimum payment is received in full by the payment due date. Any adjustment or reinstatement of interest rate shall take effect from the date of such Billing Statement immediately following the payment due date of a relevant Billing Statement.
Interest on cash advances 2.333% per month (effective interest rate 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
Minimum monthly payment CIMB Credit Cards

3% of the outstanding balance or S$50, whichever is higher, plus any outstanding overdue amount from the previous statement.

CIMB CashLite / Debt Consolidation Plan

Monthly instalment payable must be paid in full together with any outstanding overdue amount from the previous statement. The monthly instalments mentioned above does not apply to minimum payment provisions applicable to normal credit card transactions. If any monthly instalments becomes overdue, interest and late payment charges will be levied on such overdue instalment as well as other overdue amounts in your CIMB Credit Card account in accordance with the Cardmember’s agreement.
Late payment charges S$100 for all CIMB Credit Cards / CIMB CashLite / Debt Consolidation Plan, except CIMB Classic Mastercard where late payment charge is S$80, if (i) full payment of the outstanding balance (where the outstanding balance is S$50 or less) is not received by the payment due date; or (ii) if the minimum payment (where the outstanding balance exceeds S$50) specified in the statement is not received by the payment due date.
Annual membership fee Principal Cardmember: Nil
Supplementary Cardmember: S$75 per annum (N/A for Classic Mastercard)
1st year annual fee waiver for up to 2 supplementary cards.
Cash advance fee 6% of the amount withdrawn (minimum charge of S$15).
Early termination fee CIMB CashLite / Debt Consolidation Plan

3% of outstanding principal amount or $250, whichever is higher
Fees for foreign currency and cross-border transactions

A fee of 1% is levied by Mastercard or Visa for all transactions:

i) made in foreign currencies and/or

ii) made in Singapore dollars but processed outside Singapore.

Administrative fee of 2% is a service charge levied by CIMB Bank Berhad for transactions in foreign currencies (Waived for CIMB Platinum Mastercard and CIMB Visa Signature).

Dynamic currency conversion fee 1%
Fees charged for accounts in excess of approved imit
 
For each occasion that the credit limit is exceeded, S$50 or 5% of the excess amount, whichever is higher.
 
Replacement card
 
S$20 per card.
 
Unsuccessful payment service charge
 
S$40 for any returned cheque and S$10 for any rejected Interbank Giro payment.
 
Monthly statement fee

E-Statement: Nil
Hardcopy Statement: S$1 per month

Request for retrieval of card statement S$5 per monthly statement. For retrieval of statements that are more than 3 months old, a fee of S$10 per copy applies. 
Request for sales draft
 
S$5 per copy. 
Payment hierarchy All payments that are received will be first applied to the outstanding balance that attracts the highest interest rate, and then to the next highest interest bearing balance, and so on.
Lost / Stolen card liability S$100 (For details, refer to clause 9 of ABS Guide on 'What You Should Know About Credit Cards' by clicking here.
There may be circumstance in which you have to pay other fees. Please refer to the CIMB Credit Cards Cardmember's Agreement for the full list of terms and conditions. For customers with a CIMB Debt Consolidation Plan, please refer to the Terms and Conditions Governing Debt Consolidation Facility and the Additional Terms and Conditions.

*The 2% cash rebate consists of the base rebate of 1% and an additional 1% cash rebate. To qualify for the 2% cash rebate, Cardmembers must spend at least S$2,000 posted in the same statement month.

#Click here to see the Terms & Conditions for CIMB Visa Infinite's dining privileges.

For full Terms and Conditions governing CIMB Visa Infinite, please click on the links below: