• CIMB 0% i.Pay Plan

Interest-Free Shopping

 

We have got your best interest in mind. So if you feel like pampering yourself with a new bag or short getaway, you can now get everything you have always wanted, interest-free.

Continue Earning Your Cash Rebate

You deserve to have everything you want. And now you can. With the CIMB 0% i.Pay Plan you can save on interest while earning cash rebates.

Flexible Repayment Tenures

Lessen the burden of your purchases by dividing the repayments over 5, 10 or 20 months. Just pay a one-time processing fee and no interest at all. With the CIMB 0% i.Pay Plan, it pays to plan.

 

Table below is for illustration purposes only. A one-time processing fee of 3% of transaction amount applies for 5 or 10 month tenures and 5% of transaction amount applies for 20 month tenure.

Item Air Ticket to Tokyo
(Worth S$650)
Designer Handbag
(Worth S$1,500)
3D UHD / 4K LED TV
(Worth S$3,600)
Instalment Tenure 5 Months 10 Months 20 Months
One-Time Processing Fee S$19.50 (based on 3% of transaction amount) S$45 (based on 3% of transaction amount) S$180 (based on 5% of transaction amount)
Monthly Instalment S$130 S$150 S$180

Enjoy interest-free instalments when you spread your transactions over 5, 10 or 20 months. See how easy it is to convert your transactions to the CIMB 0% i.Pay Plan in just 2 easy steps below:

Step 1 - Review Your Existing Transactions

Select the transactions that you would like to convert into the CIMB 0% i.Pay Plan.

Step 2 - Call Our Card Centre

Call our Card Centre at +65 6333 6666 to convert to the CIMB 0% i.Pay Plan.

  1. Applicable for retail transaction of S$500 and above in a single transaction charged to CIMB Credit Card on a 5 or 10 months instalment tenure; and retail transactions of S$1,000 and above in a single transaction charged to CIMB Credit Card on 20 months instalment tenure.
  2. Applicable to all CIMB Credit Cards except CIMB ASWM Card.
  3. One-time processing fee of 3% for a 5-month instalment plan (12% Effective Interest Rate p.a.), 3% for a 10-month instalment plan (6.55% Effective Interest Rate p.a.) or 5% for a 20-month instalment plan (5.71% Effective Interest Rate p.a.) will be charged in full within the first instalment and is non-refundable.
  4. Not applicable for cash advances, fee or interest-related transactions and such other transactions as CIMB may determine in its absolute discretion.
  5. Maximum amount for CIMB 0% i.Pay Plan conversion is S$30,000 per transaction.
  6. The iPP monthly instalment shall enjoy the existing rebates that CIMB Credit Cards (except CIMB AWSM Card) currently offer. Each CIMB Credit Card has its respective rebate program. Please refer to www.cimbbank.com.sg/creditcards for more information.
  7. All other terms and conditions applicable to and governing the use of CIMB Credit Cards will continue to apply with full force and effect. For full details, please visit www.cimbbank.com.sg.
  8. For the full Terms and Conditions Governing 'CIMB 0% i.Pay Plan,' please click here.