• TM Retirement Paycheck Life

Lifetime Guaranteed Retirement Paychecks

Monthly paychecks* and non-guaranteed yearly bonuses of up to 12 times^ the guaranteed monthly paycheck, starting from selected retirement age.

Buy It As A Single Or A Couple

With the joint life option**, the plan will continue to pay out the guaranteed monthly paychecks and non-guaranteed yearly bonuses^ for life, up till the last surviving spouse. The same benefits are applicable if the plan is purchased as an individual.

Choice Of Retirement Age & Payment Terms

Retirement age options available are 55, 60 or 65. Based on your financial comfort, you can choose to pay your premiums over 5, 10 or 15 years.

Underwritten By Tokio Marine

Tokio Marine Life Insurance Singapore Ltd. is part of the Tokio Marine Holdings Inc. which has over 130 years of history.

Additional Feature(s)

  • Capital Guaranteed
    Receive at least 100% of your total annual premiums^^ in the form of a guaranteed surrender value plus guaranteed monthly paychecks when you reach your selected retirement age.
  • Added Security
    In the event of any unforeseen circumstances, the surviving spouse will continue to be covered by a death benefit***. You may also enjoy enhanced protection with our optional riders^^^ available.
  • Guaranteed Acceptance With No Medical Underwriting
    You can start your retirement plan without the need for a medical check-up.

For more information, please visit any of our branches or call us at CIMB At-Your-Service +65 6333 7777.

* The first guaranteed monthly paycheck will commence on the policy anniversary on which the life assured reaches the selected retirement age. Refer to Product Summary for details.

^ The yearly bonus is an annual dividend and is non-guaranteed. The yearly bonuses and dividends are based on a projected investment rate of return of 4.75% p.a. on the Participating Fund. As these bonuses and dividends are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund.

** The retirement age is based on the older life assured.

^^ Applicable to annual premium payment mode only. It refers to the total annual premiums paid for the basic plan, excluding any premium loadings and interest paid for loans and reinstatement (if applicable) under the policy.

*** Refer to Product Summary for details.

^^^ Riders are available for single life applications, except for Cancer Waiver Rider which is available to both single and joint life applications. Riders may be subject to full underwriting. Refer to Product Summary for details.

This information is intended for general circulation and does not take into account the specific investment objectives, financial situation or needs of any particular reason. Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Any mis-statement or non-disclosure of material facts may affect the validity of the policy. In the event that the person chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her.

This information is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the insurer or visit the GIA/LIA or SDIC website (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This product is underwritten by Tokio Marine Life Insurance Singapore Ltd. and distributed by CIMB Bank.

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