• TM KidStart

Guaranteed Education Benefits

Ensure your child's education needs are covered with 3 guaranteed EduFund payouts at various intervals. You also have the potential to receive a lump sum graduation benefit* to give your child a head-start.

Choose Your Premium Payment Term

You can choose to pay premiums over 5, 10 or 15 years.

Ring-Fencing The Education Fund

Premium waiver when your child is diagnosed with specific childhood medical conditions like Autism, Leukaemia and Severe Asthma.

Underwritten By Tokio Marine

Tokio Marine Life Insurance Singapore Ltd. is part of the Tokio Marine Holdings Inc. which has over 130 years of history.

Additional Benefit(s)

  • Secure Your Child’s Education
    Add waiver of premium riders on both parents’ lives and have absolute peace of mind knowing that whatever happens to you or your spouse, your child will have the funds to attend the university or college you chose.
  • Secure The Insurability Of Your Child
    TM KidStart not only secures your child’s tertiary education fund, the plan secures his or her future financial security as well. When TM KidStart matures, your child may take a new policy without the need for any medical underwriting. In this way, even if there is a change in health to the child, he/she will still be able to get insurance cover.

For more information, please visit any of our branches or call us at CIMB At-Your-Service +65 6333 7777.

*Graduation benefit refers to the non-guaranteed bonus paid at maturity. Bonuses are based on a projected investment rate of return of 4.75% p.a. on the Participating Fund. As these bonuses are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund. 

This information is intended for general circulation and does not take into account the specific investment objectives, financial situation or needs of any particular reason. Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Any mis-statement or non-disclosure of material facts may affect the validity of the policy. In the event that the person chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her.

This information is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the insurer or visit the GIA/LIA or SDIC website (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This product is underwritten by Tokio Marine Life Insurance Singapore Ltd. and distributed by CIMB Bank.

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