• CIMB Private Property Loan

Low Interest Rates



Opt for either a Fixed Rate or Variable Rate package and still get one of the best rates in Singapore!     

High Margin Of Financing



With up to 75% Loan -To-Value (LTV) on CIMB Private Property Loans, you get to keep your initial outlays at a minimum.

Flexible Loan Tenures



Everyone has different financial needs, and so we have generous loan tenures of up to 35 years (or 70 years of age, whichever is earlier).

Zero Partial Prepayment Fee


Have the flexibility to pay down on your loan outstanding and reduce your interest costs over time - with no charges!

Age Requirement

  • 21 years old and above

Income Requirement

  • Any of the applicants must earn more than S$24,000 per annum

Minimum Loan Amount

  • S$200,000

Documents Required:

  • Photocopy of NRIC/Passport for all Applicants and Owners
  • Option to Purchase or Sale & Purchase Agreement (for new purchase)
  • Loan Statement from Existing Bank/Financial Institution – Latest 12 months (for refinancing)
  • Latest CPF Withdrawal Statement for Existing Property to be Refinanced/Sold
  • Evidence of Sale of Existing Property (if applicable)
  • Tenancy Agreement (if applicable)

Income Documents for Salaried Employees:

  • Latest Tax Assessment & CPF Statement

Income Documents for Self-Employed Applicants (applicant must be in their current business for 2 years):

  • 2 Years Income Tax Assessment

Click here to see our Fees & Charges for Property Loans.

Terms & Conditions apply. Click here to view the full Terms & Conditions.

Need assistance in calculating your monetary needs and requirements? Use our simple financial tools to help with your calculations.

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The computations and results are for illustrative purposes only and must not be relied upon as advice or an offer of the quoted rates. They do not have any regard to your specific investment objectives, risk profile, tax, accounting or financial situation or any other need(s) or circumstances. CIMB does not represent or warrant that the computations or results from the calculator(s) are complete, accurate, adequate or an official projection by the bank. There are assumptions, projections, limitations and difficulties in using any graph, chart, formula or other devices to determine financing decisions. Therefore, computations or results may vary, be inaccurate or inapplicable. CIMB makes no warranty whatsoever and accepts no liability or responsibility for any errors or omissions or any loss arising whether directly or indirectly as a result of any person acting on any information herein. We recommend that you seek advice from your personal banker before making any decision. Please call us at (65) 6333 7777 or approach our banks at any of our branches to learn more about which of our products and services best fits your needs. When you purchase any CIMB Bank product, we may not necessarily take your result from the calculator(s) into account.

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Property Loan - Loan Affordability Calculator

Type of Property Loan ®

Car Loan Repayment (S$) ®

Monthly Income (S$) ®

Other Property Loan Repayment (S$) ®

Loan Tenure (From 5-35 Years) ®

Credit Card & Other Expenses (S$) ®

Our minimum loan tenure is 5 years. Please contact us at CIMB At-Your-Service +65 6333 7777 for assistance.

Our maximum loan tenure is 35 years. Please adjust your loan tenure and try again.

Please contact us at CIMB At-Your-Service +65 6333 7777 for assistance.

Recommended Monthly Installment
S$ 0
Total Monthly Expenses
S$ 0
Preferred Monthly Instalment
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The minimum Preferred Monthly Instalment amount is S$500. Please update and try again.
Your Preferred Monthly Instalment amount should be lower than your Recommended Monthly Instalment. Please update and try again.
Projected Loan Amount
S$ 0