• Property Loan Affordability Calculator


The computations and results are strictly for illustrative purposes only and must not be relied upon as advice or an offer of the quoted rates or an offer or approval of any credit facilities by the bank. They do not have any regard to your specific investment objectives, risk profile, tax, accounting or financial situation or any other need(s) or circumstance. CIMB does not represent or warrant that the computations or results from the calculator(s) are complete, accurate, adequate or an official projection by the bank. There are assumptions, projections, limitations and difficulties in using any graph, chart, formula or other devices to determine mortgage financing decisions. Therefore, computations or results may vary, be inaccurate or inapplicable. CIMB makes no warranty whatsoever and accepts no liability or responsibility for any errors or omissions or any loss arising whether directly or indirectly as a result of any person acting on any information herein. We recommend that you seek advice from your personal banker before making any decision. Please call us at +65 6333 7777 or approach our bankers at any of our branches to learn more about which of our products and services best fits your needs. When you purchase any CIMB Bank product, we may not necessarily take your results from the calculator(s) into account. All credit facilities are granted at the discretion of the bank and are subject to bank approval and prevailing regulatory guidelines/requirements, including but not limited to the Total Debt Servicing Ratio cap of 60%, as amended, varied or supplemented from time to time. For the purpose of computing the monthly instalment of the property loan, the minimum interest rates of 3.5% (for residential property) and 4.5% (for non-residential property) per annum will be used. Actual interest rates may vary.


Note: The Association of Banks in Singapore (ABS) has published a "Guide on Home Loans", and you are encouraged to read this before committing to any housing loan. The guide is available at www.abs.org.sg.

By clicking on the Proceed button, I acknowledge that I have read, understood and agreed with the information provided above.


Property Loan Affordability Calculator

This shows the maximum loan amount, based on your monthly income and expenses permitted under MAS regulations.

Type of Property Loan

Car Loan Repayment (S$)

Monthly Income (S$)

Other Property Loan Repayment (S$)

Loan Tenure (Years)

Credit Card & Other Expenses (S$)

Our minimum loan tenure is 5 years. Please contact us at CIMB At-Your-Service +65 6333 7777 for assistance.

Our maximum loan tenure is 35 years. Please adjust your loan tenure and try again.

Please contact us at CIMB At-Your-Service +65 6333 7777 for assistance.

Use the Property Loan Repayment Calculator to calculate your monthly repayments based on the Maximum Loan Amount below.

Computed Monthly Instalment
S$ 0
Total Monthly Expenses
S$ 0
Preferred Monthly Instalment
(Enter a lower monthly instalment amount)
The minimum Preferred Monthly Instalment amount is S$500. Please update and try again.
Your Preferred Monthly Instalment amount should be lower than your Recommended Monthly Instalment. Please update and try again.
Maximum Loan Amount
S$ 0